Our Services

Everything we do, your best interests are always in mind.

As a Registered Investment Advisory firm, we assist you in making decisions based on only your needs.  We have a fiduciary obligation to act in your best interests and do not sell commission-based products.

  • PFS is an Independent, Private Wealth Management Firm who uses Charles Schwab to custody your assets
  • Working with Schwab, we are not tied to any type of investment products and have an “open platform” allowing us to invest in any family of funds we choose
  • Therefore, you should have confidence that any recommendations we provide are solely for your best interest in mind.

Portfolio Management

We construct personalized portfolios with your needs and goals in mind.  Using Charles Schwab as our custodian, we have an “open platform” and therefore, have no obligation to any family of funds.  This allows us to construct portfolios geared to exactly what you need by utilizing any type of security whether it be individual stocks, mutual funds or exchange traded fund (ETF) with any family of funds (Vanguard, Fidelity, T. Rowe Price, PIMCO, etc.)

Retirement Planning

Most clients have an idea of where they want to be, they just need a little guidance on how to get there.  Retirement planning, using Money Guide Elite, gives you just that.  A path that changes as your life changes allowing us to make updates when needed while giving you feedback any time you need it.

Tax Planning

For over 30 years, we have utilized our sister company Tax and Trust Management Services, LLC for income tax preparation.  With our significant tax experience, we can offer guidance on everything from the best way to make retirement contributions to developing a plan for when it comes time to begin taking withdrawals from your retirement plan(s)…and everything in between. For more information, please visit taxandtrusthelp.com

Annuity / Insurance Planning

Annuities and Insurance can play a role in your retirement.  Being a Registered Investment Advisor, we can provide you products without commissions avoiding the typical surrender periods and penalties you may be accustomed to. 

Estate / Trust Planning

Many clients we meet with have some type of legacy planning in place.  Having previously worked with estate planning attorneys for over 22 years gives us experience to work with your existing plan and reviewing what you have in place to ensure things are set up to align with your wishes.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

todd.seymour@pfs.investments | 727.754.4401