28163 US Highway 19 North Suite 205 Clearwater, FL 33761

todd.seymour@pfs.investments

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Office: 727.754.4401

28163 US Highway 19 North

Suite 205

Clearwater, FL 33761

todd.seymour@pfs.investments

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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The website for Personalized Financial Solutions LLC (“PFS”) is limited to the dissemination of general information pertaining to its advisory services and access to additional investment-related information, publications, and links. Accordingly, nothing on the Website is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. We do not give any advice or make any representations through the Website as to whether any security or investment is suitable to you or will be profitable. Nothing on the Website is intended to be, and you should not consider anything on the Website to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs. THE PAST PERFORMANCE OF ANY INVESTMENT, INVESTMENT STRATEGY OR INVESTMENT STYLE IS NOT INDICATIVE OF FUTURE PERFORMANCE.

Personalized Financial Solutions LLC is an SEC registered investment adviser located in Florida. PFS may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. This summary should not be construed by any consumer and/or prospective client as PFS’s rendering of personalized investment advice. Any subsequent, direct communication by PFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PFS, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of PFS’s current written disclosure brochure discussing PFS’s business operations, services, and fees is available upon written request.